Digital Assets · TOM Design
Target Operating Model for the Asset Management Arm of a Digital Asset Bank
A digital asset bank needed a complete, regulatory-ready TOM for its asset management division — including platform architecture, vendor shortlisting, and a phased rollout plan.
<30bps
Cost target by year 3
FINMA
Regulatory alignment
Best-of-breed
Technology stack defined
Challenge
The client's TOM was incomplete — missing critical capabilities for regulatory and operational scalability. The bank faced ambiguity between bank-provided and specialist AM systems, with no clear vendor roadmap for IMS, EMS, analytics, or reporting tools.
Approach
- Defined AUM and cost targets; established TOM guiding principles
- Scored capabilities through structured workshops to identify critical gaps
- Proposed specific processes for portfolio management, compliance, and reporting
- Screened and shortlisted vendors for IMS, EMS, data, and reporting
- Created phased implementation roadmap targeting early product launches
Outcomes and recommendations
- Best-of-breed stack selected across IMS, EMS, data, and reporting
- Modular integration layer designed for flexibility and faster rollouts
- FINMA-aligned TOM with clear segregation between bank and AM entities
- Tactical year-1 solutions; full AM platform year 2; cost target <30 bps by year 3
Anonymous · Reference on request. Ambitions, cost targets and identified opportunities are not delivered savings. Case-specific timings and results are not guarantees for another engagement.
Your next step